Our online application is smart, convenient, available to everyone and is FREE with no obligation at all. You can fill the application form without causing stress to your busy life.

Imagine If You Could Refinance Your Existing Mortgage In a Way That Allows You to Pay Off Your Home Loan Years Earlier AND UNLOCK FUNDS to Buy an Investment Property That Generates On-going Rental Income. 

Using Our Unique Restructure & Financial Strategies You Can Not Only Become Mortgage-Free Faster But Quickly Grow a Property Portfolio That Helps You Achieve a Financially Secure Lifestyle and a Blissful retirement

Simple is Better So Our Process is Simpler

Schedule Your Free Consultation: Application: Review

At Mortgage Chocolate we have smart online systems in place. Our application and meetings happens online without adding any stress to your busy lives. We deal with all major banks anf financial institutions and have access to best deals on the market for you to choose from. As a broker we understand your current situation, your goals (destination) and we help you educate and write a map for your financial journey 

It starts with 20 Minutes consultation call with an industry professional who will follow our 3 steps process of MortgageTool/ LoanMower method. No Hidden Secrets No Hidden Cost, It’s available for everyon and FOR FREE (Or we will disclose a fees if applicable)

Our Application process is Online as well, However we would love to meet you in person if you chose to, and we keep you updated by our 0800 number and email. We got the best deals in the market so you can chose the best interest rates and financial option suited to your financial journey. Offcourse you get our professional financial advise all along the way because WE CARE For Our Customers Best Interests Don’t forget the best part it’s Chocolate Time to celebrate your success with Mortgage Chocolate

Annual Review

Kiwis loves two things Chocolate and Coffee. We celebrated your success with Chocolate, Now it’s time for a sit down coffee meeting. When I borrowed for the first time, I never got to see the banker who helped me get my loan ever again. I was surprised and thinking a connection was lost. Unlikely ordinary bankers we look after our customers well after their MortgageTool/LoanMower. We meet with you to discuss your annual review options and make sure you are not paying a penalty for being loyal to the bank. At Mortgage Chocolate we fight for it and find the best options suitable to your financial strategy and mortgage journey.